Virtual Properties Realty

How Much House Can I Afford on a $100k Salary?

Couple in their thirties reviewing figures on a laptop and notepad at a kitchen table in morning light

Almost certainly more than the calculators are telling you. The figure most sites anchor to, the 28/36 rule, is a household budgeting heuristic borrowed from personal finance writing. It is not an underwriting standard, and no lender applies it. Actual program limits run far higher, they differ from one program to the next, and the … Read more